by DebtFreeEmma | Apr 14, 2017
INCREASE YOUR MARKETABILITY WITH A MBA FOR ONLY $3250!!! As a physical therapist, there are few ways to advance oneself. Besides becoming a more senior therapist at your current job, there’s moving laterally to consultanting, case management, and...
by DebtFreeEmma | Apr 14, 2017
4 KEYS TO GETTING MORE IN LIFE FOR FREE How did I avoid my annual rent increase? How did I get tons of free face mosituirzers and creams from ULTA? How do I get free coupons for Red box DVDs without trying? This may not seem significant, but hey every little free...
by DebtFreeEmma | Apr 14, 2017
3 FREE ONLINE PT CEUS SITES: APPROVED AND ACCREDITED Below are 3 different places you can get free continuing education for physical therapists. I am a proponent of continuing to build my education and I feel like there is an endless array of things to improve as a...
by DebtFreeEmma | Apr 11, 2017
ONLINE CEU HACK TO SAVE YOU $$$ The NUMBER ONE tip to save you money on your CEU’s is TIMING. If you choose to do online CEUs and your state allows you to do online CEUS to satisfy your physical therapy license requirement then read on! THE KEY: PURCHASE THE ANNUAL...
by DebtFreeEmma | Apr 11, 2017
PAY ONLY $20/MONTH or LESS FOR TONS OF CHANNELS: My boyfriend and I recently came up with a simple and cost effective way to get tons of TV channels and only pay $20/month! We have happily used this method for 2 years! Step 1: Purchase an AmazonBasics Ultra Thin...
by DebtFreeEmma | Apr 10, 2017
10 QUICK LIFESTYLE CHANGES TO SAVE HUNDREDS OF DOLLARS Below are 10 quick and simple lifestyle changes that can save you hundreds of dollars a year. CREATE A BUDGET: Having a monthly plan helps you know when you can splurge and when to save. CREATE A DEBT REPAYMENT...
by DebtFreeEmma | Apr 10, 2017
6 SIMPLE TRAVEL HACKING TIPS TO SAVE BIG AND STILL HAVE A LIFE You have worked hard for physical therapy degree and even though you have debt, you still deserve to live your life and have fun. Below are simple and easy travel hacking tips: USE Air BNB’s or HOUSE SIT...
by DebtFreeEmma | Apr 10, 2017
DEBT FREE PT ACTION CHECKLIST PT JOB ACTION LIST: Create a rock star resume and cover letter Apply to jobs that align with your career and financial goals but also provide top dollar income, Examples include: Traveling, Contract, Per Diem Apply to jobs within...
by DebtFreeEmma | Apr 10, 2017
8 STEPS TO DEBT FREEDOM FOR PHYSICAL THERAPISTS MOST IMPORTANT THING TO DO IS: **BUILD A HIGH SALARY: Life is expensive. The more money you make, the more this will allow you to save. Click here to find the most helpful articles on boosting your income! 2. GET...
by DebtFreeEmma | Apr 5, 2017
5 EASY WAYS FAMILY AND FRIENDS CAN SAVE YOU TONS OF MONEY! These are 5 (there’s likely more!) easy ways that keeping in touch with friends and family can help you save you tons of money. Certain items may seem small, but add all the savings together and calculate your...
by DebtFreeEmma | Apr 5, 2017
3 EASY BUDGET TOOLS TO BECOME A DEBT FREE PT One of the first things I did when I graduated was to try to figure out all the different places my money was coming and going. I had a site for my loans (Navient), a site for my savings and checking accounts, for my credit...
